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Guidance You Can Trust

As your local Independent and Licensed Insurance agent, we are grateful for the trust you have placed in us. We understand that enrolling in Medicare can be a very confusing time! Let us take the stress out of selecting the right plan.

Right now, you are probably being bombarded with information. With so many choices and so much material to sort through it can all be overwhelming. How do you know if you are looking at the right plan? The good news is we are here to help!

Our Commitment to You

We are licensed and certified to represent many of the major Medicare Health Plans available to you. We understand that everyone’s healthcare needs are different. We will help you review all your plan options and select a plan that will fit you. We don’t work for any health plan; we work for you, and we can provide you with knowledgeable plan review.

Providing Solutions

Find the answers that you have been looking for. Let us help you make the most of your Medicare benefits by choosing the health plan that best fits your needs. Compare your costs and make the right decision. Contact us today to schedule a no-cost plan review." to "Find the answers that you have been looking for. Let us help you make the most of your Medicare plans by choosing the health plan that best fits your needs. Review your costs and make the right decision. Contact us today to schedule a no-cost plan review.

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Client Testimonials

"Kat has been my agent since 2011 and there has never been a time I haven't reached out to her for help that she hasn't given me assistance with any questions or concerns I have had. She is very caring and compassionate and g ..."

Rose L.

"When I became eligible for Medicare I really didn't understand what my options were for coverage or even what I needed! I was fortunate to meet Kat through one of my friends who was already a client of hers. She was warm and ..."

June W.

"Kat has been a great help to my family since my mom retired and had her health insurance change to Medicare. She came to our home, took time to explain to myself and my mom, who speaks English as a second language, all about ..."

Brandy S.

Solutions tailored
to fit your needs.

Medigap What Is Medicare Your Medicare Costs

These are just some of the procedures and services we regularly provide. If you have any questions, concerns, or would like to schedule an appointment, please contact us today or click to learn more about what we can do for you. We look forward to providing you with the personal touch you deserve.

Medicare is the federal health insurance program for:People who are 65 or olderCertain younger people with disabilitiesPeople with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

Many of our clients are surprised to find out that even though they have been paying into Medicare during their entire working career, in most cases they will still be responsible for additional costs associated with their Medicare coverage. My job is to try to help you plan for these additional costs and to help you select a plan that will help cover you for these expenses. So, what costs can you expect to incur when you get ready to enroll on Medicare? We have provided the breakdown to help you estimate below: 2021 Medicare Cost...

Learn More All Services

By submitting this information you acknowledge a licensed insurance agent may contact you by phone, email or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance or Prescription Drug Plans.

Medicare confusion?
We're here to help.

Are you already receiving benefits from Social Security or Railroad Retirement Board or Disability Payments?

If you are then you will automatically receive your red, white and blue Medicare card showing effective dates the first day of your birthday month. If you are under 65 and disabled receiving disability payments from Social Security, you will automatically receive your red, white and blue Medicare... ...Read More

Do you or your spouse have a creditable coverage through your Employer’s Group Insurance?

If your answer is Yes, then you can delay to receive Part B even if you turn 65 if you are still covered through yours or spouse’s current Employer’s Group Insurance. ...Read More

What happens if you are planning on moving, lost a job, or low in financial resources?

There is a Special Enrollment Period that you can sign up or change your coverage at certain times of the year if you have a Qualifying Life Event. You may be able to get extra help with your Medicare costs if you meet the low income level. ...Read More

Did you know about Late Enrollment Penalty?

If you didn’t sign up for Medicare Part A, Part B, and Part D when you’re first eligible, you may have to pay a penalty:In most cases, someone turning 65 is eligible to sign up for a Premium Free Part A. But if you have to buy Part A and you didn’t buy it when you’re first eligible for Medicare,... ...Read More

What happens if you enroll on your birthday or after?

If you wait until the month you turn 65 (or the 3 months after you turn 65) to enroll, your Part B coverage will be delayed. This could cause a gap in your coverage and you might have to pay a higher premium for late enrollment. ...Read More

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